InvestmentsOpinion
The national average savings rate is 0.38%. The top accounts pay 4.70%. That gap is a choice.
Fortune's daily tracker lists high-yield savings rates up to 4.70% APY as of October 26, against an FDIC average of 0.38%. The difference on $10,000 is more than $400 a year — and most people never move. Not financial advice.



